Moneta Funded review
Moneta Funded is a prop trading firm launched in 2025 and backed by broker Moneta Markets, registered in Saint Lucia. It offers simulated CFD evaluations across one-step, two-step, instant funding, Instant Pro, Phoenix and time-based Sprint challenges, with account sizes from $5,000 to $100,000 scaling to $2 million. Traders access forex, indices, metals, commodities and crypto on MetaTrader 5 and MatchTrader, keeping up to 88% profit split with 14-day payouts.
Moneta Funded key facts
- Website: www.monetafunded.com
- Category: Prop trading firm
- Products: Forex, Crypto, CFD
- Founded: 2025
- Headquarters: Gros-Islet, Saint Lucia
- Model: 1-step, 2-step, instant funding & time-based Sprint (CFD)
- Account sizes: $5K, $10K, $25K, $50K, $100K (scaling to $2M)
- Profit split: Up to 88% (100% on Sprint)
- Payouts: Every 14 days (on-demand on Instant Pro; immediate on Sprint)
- FYI Score: 73.7/100 (ranked #50 of the 63 prop trading firms we track)
Moneta Funded evaluation challenges
| Challenge | Steps | Profit target | Max drawdown | Profit split | Price |
|---|
| One-Step Challenge | 1-step | 10% | 6% | 88% | Not publicly disclosed |
| Two-Step Challenge | 2-step | 5% | 8% | 88% | Not publicly disclosed |
| Instant Funding | — | — | 5% | 88% | Not publicly disclosed |
| Instant Funding Pro | — | — | 8% | 88% | Not publicly disclosed |
| Phoenix Instant | — | 10% | 6% | 88% | Not publicly disclosed |
| Sprint Challenge | — | — | — | 100% | Not publicly disclosed |
Markets
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Platforms
MetaTrader 5 (MT5), MatchTrader
Pros
- Backed by established broker Moneta Markets, providing licensed MT5/MatchTrader infrastructure, Tier-1 liquidity and Equinix servers
- Broad range of challenge types: 1-step, 2-step, instant funding, Instant Pro, Phoenix and time-based Sprint
- Up to 88% profit split (100% on Sprint) with a 14-day payout cycle and on-demand option on Instant Pro
- No time limits on standard challenges; overnight and weekend holding allowed
- Static drawdown on 1-step and Phoenix, and no consistency rule on most challenges
Cons
- Challenge prices are not shown on static pages (only visible in the dynamic checkout builder)
- Offshore registration in Saint Lucia means limited regulatory oversight
- Very new firm (established 2025) with a limited long-term track record
- Instant Funding uses a trailing drawdown, a 60% base split and a 15%/20% consistency rule
- MT5 unavailable to US/Canada clients, and traders from several countries are not onboarded
Moneta Funded FAQ
Is Moneta Funded legit?
It is a real, operating prop trading firm registered as Moneta Funded Ltd in Saint Lucia (Reg. No. 2025-00532) and backed by broker Moneta Markets. It provides simulated trading challenges; funds paid are subscription fees to participate, not client money. It is relatively new, having launched in 2025.
How do payouts work?
Funded traders keep up to 88% of profits (100% on the Sprint Challenge). Standard payouts are processed every 14 days; Instant Pro allows an on-demand first payout then every 14 days, and the Sprint Challenge pays immediately after completion. The firm advertises payout processing in under 48 hours.
What are the key trading rules?
Daily loss and max drawdown vary by product: 3% daily / 6% static on 1-step and Phoenix, 4% daily / 8% static on 2-step, and trailing drawdowns on Instant Funding (5%) and Instant Pro (8%). Standard challenges require a minimum of 3 profitable days (each ≥0.5%) and enforce a 30-day inactivity rule.
What platforms and markets are available?
Trading is on MetaTrader 5 and MatchTrader (MT5 is not available to US/Canada clients). Instruments are CFDs across forex, indices, metals, commodities/energies and cryptocurrencies.
What account sizes are offered?
Standard challenges are available in $5K, $10K, $25K, $50K and $100K sizes, with the Phoenix program scaling funded capital up to $2,000,000.
Compare Moneta Funded with other prop trading firms
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