Fintokei review
Fintokei is a proprietary-trading evaluation firm founded in 2022 and based in Brno, Czech Republic, backed by Purple Trading, part of the Czech fintech group Purple Holding that also runs regulated CFD brokerages. It sells four simulated evaluation tracks — a three-phase StartTrader, a single-phase SwiftTrader, and two-phase ProTrader and ProTrader Swing programs — on account sizes from $1,000 to $400,000, trading forex, indices, metals and energy CFDs on MetaTrader 5, cTrader or TradingView. Its standout trait is speed and geography: it advertises near-instant payouts (it reports an average processing time of roughly three hours) and, despite its European domicile, says the bulk of its business comes from Japan. Like the category generally, accounts are simulated and Fintokei is not a regulated broker.
Fintokei key facts
- Website: www.fintokei.com
- Category: Prop trading firm
- Founded: 2022
- Headquarters: Brno, Czech Republic
- Backed by: Purple Trading (Purple Holding group)
- Model: 1-, 2- or 3-phase Challenge tracks
- Account sizes: $1K–$400K
- Profit split: 50%–90%, varies by track
- Payouts: On-demand, near-instant processing
- CEO: David Varga
- FYI Score: 83.9/100 (ranked #19 of the 63 prop trading firms we track)
Rules and risk
- Rules vary noticeably by track: StartTrader (3 phases) and SwiftTrader (1 phase) use tighter 2-3% daily / 3-6% max drawdown limits, while the two ProTrader tracks allow a looser 5% daily / 10% max drawdown against higher profit targets.
- All tracks cap risk on a single trade at 3% of account balance, and require a 3-day minimum before a payout or phase pass.
- Accounts are simulated demo environments; Fintokei's own terms state it does not provide regulated investment services or collect client deposits.
Payouts and market focus
- Payouts are processed close to instantly on average — Fintokei reports an average processing time of roughly three hours and an average payout size of about $3,881, with a largest reported single payout near $129,000.
- Backed by Purple Trading (part of Purple Holding, a Czech fintech group that also runs regulated CFD brokerages), giving Fintokei a more established corporate parent than many standalone challenge-fee startups.
- Despite being domiciled in the Czech Republic, Fintokei says Japan accounts for the large majority of its business and has marked several years of growth there before a more recent push into Central Europe.
Fintokei evaluation challenges
| Challenge | Steps | Profit target | Max drawdown | Profit split | Price |
|---|
| StartTrader | 3-step | 6% | 6% | 50% | from $44 · $5K–$100K |
| SwiftTrader | 1-step | 6% | 3% | 90% | from $44 · $5K–$200K |
| ProTrader | 2-step | 8% | 10% | 80% | from $49 · $10K–$400K |
| ProTrader Swing | 2-step | 8% | 10% | 80% | from $69 · $5K–$200K |
Markets
Forex, Indices, Metals, Energies
Platforms
MetaTrader 5, cTrader, TradingView
Who Fintokei is for
Fintokei suits a trader who wants a broker-backed name, fast payouts, and a choice of evaluation styles from a beginner-friendly 3-phase track to a faster single-phase SwiftTrader. It is a weaker fit for traders in its long restricted-country list, or anyone who wants live, regulated execution rather than a simulated account.
Pros
- Backed by Purple Trading, a regulated Czech CFD broker group, rather than operating as a standalone startup.
- Four evaluation tracks (1, 2 or 3 phases) spanning $1K-$400K accounts, giving a wide range of entry points and risk profiles.
- Fast payouts — an average processing time of around three hours, with instant options highlighted by the firm and by reviewers.
- One of the more reviewed brands in the category, with over 1,000 Trustpilot reviews and a rating in the mid-to-high 4-star range.
Cons
- Not regulated — accounts are simulated, and Fintokei's own terms confirm it does not provide regulated investment services.
- Rules and profit splits differ substantially by track (drawdown from 2-3% to 5-10%, splits from 50% to 90%), so headline terms need care when comparing tracks.
- Long list of restricted countries, including the US, India and Russia.
- Heavily concentrated in one market — Fintokei says Japan drives the large majority of its business, an unusual geographic concentration for a Europe-domiciled firm.
Fintokei FAQ
Is Fintokei legit?
Fintokei is a real, operating prop firm founded in 2022 by David Varga and backed by Purple Trading, part of the established Czech fintech group Purple Holding. It has over 1,000 Trustpilot reviews and reports fast, near-instant payouts. It is not a regulated broker, and its own terms state it does not provide regulated investment services — accounts are simulated evaluation environments, not live brokerage accounts.
What evaluation tracks does Fintokei offer?
Four main tracks: StartTrader (a beginner-friendly 3-phase evaluation with refundable fees), SwiftTrader (a single-phase evaluation with a 60-day time limit), and ProTrader plus ProTrader Swing (two-phase evaluations with unlimited time but higher 8%/6% profit targets). Account sizes run from $1,000 up to $400,000 depending on the track.
How does the profit split work?
Splits vary by track: SwiftTrader pays a flat 90%, ProTrader and ProTrader Swing pay 80%, and StartTrader starts at 50% and scales upward with performance.
Why is Fintokei associated with Japan?
Although Fintokei is headquartered in Brno, Czech Republic, the firm has said Japan accounts for the large majority of its trader base and revenue since its early growth years, and it has marked multiple anniversaries of operating in the Japanese market before expanding into Central Europe.
Compare Fintokei with other prop trading firms
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