Finotive Funding review
Finotive Funding is a prop trading firm founded in 2021 and based in Dubai's DIFC, United Arab Emirates. It runs simulated-capital programs across three lines: one-step and two-step Challenges, Instant Funding (Standard and Lite), and Finotive Pro accounts that pay a monthly salary. Traders use MetaTrader 5 and the in-house Finotive Terminal to trade forex, indices, commodities and crypto CFDs, with account sizes up to $200,000 and reward splits ranging from 70% to 100%. The firm reports over $20M in payouts.
Finotive Funding key facts
- Website: finotivefunding.com
- Category: Prop trading firm
- Products: Forex, CFD, Crypto
- Founded: 2021
- Headquarters: Dubai, UAE (DIFC)
- Model: Simulated evaluations + instant funding (forex/CFD)
- Account sizes: $2,500 - $200,000
- Profit split: 70% - 100% (scales with tenure)
- Payouts: First on demand, then every 7 days (14 for Lite)
- FYI Score: 74.3/100 (ranked #45 of the 63 prop trading firms we track)
Finotive Funding evaluation challenges
| Challenge | Steps | Profit target | Max drawdown | Profit split | Price |
|---|
| One-Step Challenge | 1-step | 10% | 7.5% | 80% | Not publicly disclosed (configured at checkout) |
| Two-Step Challenge | 2-step | 7.5% | 9% | 80% | Not publicly disclosed (configured at checkout) |
| Instant Funding Standard | — | — | 7% | 75% | Not publicly disclosed (configured at checkout) |
| Instant Funding Lite | — | — | 6% | 70% | Not publicly disclosed (configured at checkout) |
| Finotive Pro (1-Step) | 1-step | 10% | 8% | 80% | Not publicly disclosed (configured at checkout) |
| Finotive Pro (2-Step) | 2-step | 7.5% | 10% | 80% | Not publicly disclosed (configured at checkout) |
Markets
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Platforms
MetaTrader 5, Finotive Terminal (in-house web terminal)
Pros
- No time limit on any Challenge or Pro evaluation
- No profit-consistency requirement on Challenge and Instant Funding accounts
- Broad product line: one-step, two-step, instant funding and a salaried Pro track
- Static drawdown on all accounts, which is simpler to track than a trailing/relative model
- First payout available on demand once funded, with a 7-day cycle thereafter (14 days on Lite)
Cons
- Reward splits start low (70-80%) and only reach the headline 90-100% after scaling
- Instant Funding runs at lower effective leverage (33:1) plus a 1.5% floating per-symbol drawdown threshold
- Pro accounts add a +/-25% weekly consistency rule and a 5% quarterly profitability requirement
- A strike system can cut the next payout by 10% for soft-rule breaches
- Standard, non-discounted pricing is not shown until you configure the checkout
Finotive Funding FAQ
Is Finotive Funding legit?
Finotive Funding is a prop trading firm founded in 2021 and registered in the DIFC free zone in Dubai, UAE. Its site states it is supported by Finotive Markets, an FSC-regulated brokerage, and reports more than $20M in payouts. Trading takes place in a simulated (demo) environment, and traders earn a share of simulated profits under the firm's rules.
How do payouts work?
The first reward payment can be requested on demand once the account reaches funded status and clears KYC and compliance checks. After that there is a 7-calendar-day cooldown on Challenge, Pro and Instant Standard accounts, and 14 days on Instant Lite. Withdrawals are processed on Fridays via Finotive Pay, bank transfer, Revolut or crypto. Reward splits range from 70% to 100% depending on account type and tenure.
What are the drawdown rules?
All accounts use static drawdown. The One-Step Challenge allows 4% daily loss and 7.5% maximum; the Two-Step allows 4.5% daily and 9% maximum. Instant Funding Standard is 3.5% daily / 7% maximum and Lite is 3% / 6%. Pro accounts run 4% / 8% (1-step) and 5% / 10% (2-step). A hard breach closes the account without refund.
What are the profit targets and is there a time limit?
The One-Step Challenge target is 10%; the Two-Step is 7.5% in phase one and 5% in phase two, each with minimum profitable days. Instant Funding has no target because it is pre-funded. There is no time limit on any Challenge or Pro evaluation.
Does Finotive Pro pay a salary?
Yes. Pro accounts accrue a monthly salary of 1% of purchased capital (accrued daily) and can reach a 100% reward split after 30 funded days, provided the trader meets the +/-25% weekly consistency rule and the 5% quarterly profitability requirement.
Compare Finotive Funding with other prop trading firms
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