Capital.com review
Capital.com is a CFD broker founded in 2016 and headquartered in Limassol, Cyprus. It operates through several regulated entities depending on client location: Capital Com (UK) Limited under the FCA, Capital Com SV Investments Limited under CySEC, and Capital Com Australia Pty Ltd under ASIC, alongside a UAE entity under the Capital Markets Authority. Clients outside these core markets can be onboarded through an offshore entity, Capital Com Online Investments Ltd, licensed by the Securities Commission of The Bahamas, which carries materially lighter oversight than the FCA/CySEC/ASIC entities. The broker offers CFDs on forex, shares, indices, commodities and, where permitted, crypto, alongside its own web/mobile platform, MetaTrader 4/5, TradingView integration, and Investmate, an AI-assisted trading education app.
Capital.com key facts
- Website: capital.com
- Category: CFD broker (forex, indices, shares, commodities, crypto)
- Founded: 2016
- Headquarters: Limassol, Cyprus
- Regulation: FCA (UK), CySEC (Cyprus), ASIC (Australia); also UAE CMA and an offshore Bahamas SCB entity
- Platforms: Proprietary web/app, MetaTrader 4/5, TradingView integration
- Markets offered: 4,500+ CFD instruments across forex, shares, indices, commodities and crypto
- Minimum deposit: $20 by card/e-wallet; $250 by wire transfer
- Fee model: 0% commission, spread-based; overnight funding and currency conversion fees apply
- FYI Score: 95.7/100 (ranked #2 of the 136 CFD brokers we track)
Regulation & licences
- Regulated by top-tier authorities in its core markets: FCA (UK, Capital Com (UK) Limited), CySEC (Cyprus, Capital Com SV Investments Limited) and ASIC (Australia, Capital Com Australia Pty Ltd).
- Also holds a UAE Capital Markets Authority licence and a Tier-3 offshore licence (Securities Commission of The Bahamas, Capital Com Online Investments Ltd) used to onboard clients outside its core regulated markets.
- Not directly licensed by Germany's BaFin; EU clients outside Cyprus are typically served via CySEC's MiFID passporting rather than a local licence.
- Segregated client funds and negative balance protection for retail clients under its FCA/CySEC/ASIC entities.
Spreads & fees
- Zero-commission, spread-based pricing on all CFDs; EUR/USD spreads run roughly 0.6-0.7 pips depending on source and entity.
- Overnight funding charges apply to positions held past the daily cutoff.
- Currency conversion fee of up to 0.7% on non-base-currency profit and loss.
- Minimum deposit of $20 via card or e-wallet, rising to $250 via wire transfer.
Platforms & tools
- Proprietary Capital.com web and mobile platform with built-in risk tools, including guaranteed stop-loss orders.
- MetaTrader 4 and MetaTrader 5 support for traders who want the MT ecosystem.
- TradingView integration for charting and direct trade execution.
- Investmate, a separate AI-assisted app aimed at trading education.
Markets & instruments
- 4,500+ CFD instruments in total, including 147+ forex pairs and 4,000+ individual share CFDs.
- 500+ cryptocurrency CFDs, though crypto CFDs are restricted for UK retail clients under FCA rules.
- Indices, commodities and precious metals CFDs alongside the core asset classes.
- Retail and Professional account types, plus a UK spread betting account for eligible clients.
Markets
[object Object], [object Object], [object Object], [object Object]
Platforms
Capital.com Web Trader, MetaTrader 4, MetaTrader 5, TradingView
Who Capital.com is for
Capital.com suits cost-conscious CFD traders who want a low minimum deposit, 0% commission pricing and a choice of platform (its own app, MT4/MT5 or TradingView). Traders should confirm which entity they are onboarded to, since protections differ materially between the FCA/CySEC/ASIC entities and the offshore Bahamas entity.
Pros
- Genuinely multi-regulated in its core markets (FCA, CySEC, ASIC), with segregated funds and negative balance protection for retail clients.
- Low $20 minimum deposit and 0% commission, spread-based pricing.
- Broad instrument range (4,500+ CFDs) plus a choice of platforms: proprietary app, MT4/MT5 and TradingView.
- Investmate education app is a genuine differentiator versus brokers that only offer generic articles and webinars.
Cons
- Clients outside its core FCA/CySEC/ASIC markets can be onboarded via an offshore Bahamas entity with materially lighter regulatory oversight.
- Crypto CFDs are restricted for UK retail clients, and product availability varies significantly by entity and jurisdiction.
- Currency conversion fees (up to 0.7%) and overnight funding can add up for non-base-currency or longer-held positions.
- No BaFin licence in Germany; EU clients outside Cyprus rely on CySEC MiFID passporting rather than a local regulator.
Capital.com FAQ
Is Capital.com regulated?
Yes, in its core markets. Capital Com (UK) Limited is regulated by the FCA, Capital Com SV Investments Limited by CySEC in Cyprus, and Capital Com Australia Pty Ltd by ASIC. It also holds a UAE licence and, for clients outside those markets, uses an offshore entity (Capital Com Online Investments Ltd) licensed by the Securities Commission of The Bahamas, which carries lighter oversight than the Tier-1 entities.
What does Capital.com charge?
Capital.com is commission-free; cost is built into the spread (EUR/USD runs roughly 0.6-0.7 pips). Overnight funding applies to positions held past the daily cutoff, and a currency conversion fee of up to 0.7% applies to profit/loss in a non-base currency.
What platforms does Capital.com offer?
Its own web and mobile app, MetaTrader 4 and MetaTrader 5, and a TradingView integration for charting and execution. It also has a separate app, Investmate, focused on AI-assisted trading education rather than live trading.
What is the minimum deposit at Capital.com?
$20 (or local equivalent) via card or e-wallet, rising to $250 for wire transfer deposits.
Compare Capital.com with other CFD brokers
See all CFD brokers ranked by FYI →
Home · CFD Brokers · Brokers · Crypto · Prop firms · Prediction markets · Media · Influencers · Solutions